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Hand scannt Beleg mit Smartphone-App für digitale Buchhaltung in der Steuerberatung. Effizienz in der Treuhand verwalten.
Rodolfo Intaglietta, ONE! Treuhand

The advantage of working with us

Smart Profit: actively manage profit and liquidity

Accounting, fiduciary services and CFO mandates, digitalized!

Smart Profit is the financial system of ONE! Treuhand in Zurich-Glattbrugg: from the start, it allocates every incoming payment to profit, taxes, VAT, owner’s salary and operating expenses according to fixed percentages.

Where is my profit?

You generate revenue, but are you actually earning anything?

Many companies work according to the classic principle: income minus expenses equals profit.

In practice, this often means: current invoices, spontaneous purchases and operating expenses are paid first. Whatever is left at the end of the month or year counts as profit.

The problem: expenses often adjust to the money available. A well-filled business account gives a sense of security, even though part of the balance is already needed for VAT, taxes, salaries or other obligations.

 

Your accounting in expert hands

External accounting with ONE! Treuhand exists so that you have more time for your business.

Within ONE! Treuhand, specialists are available for the core areas of accounting, payroll administration, VAT, preparation of financial statements, cost accounting and the financial management of your company.

 

An account balance is not yet available liquidity

An ordinary business account holds money with different purposes:

  • VAT collected
  • Provisions for corporate taxes
  • Owner’s salary and planned profits
  • ongoing operating expenses
  • Reserves for unexpected costs

As long as these amounts remain mixed in one account, it is hard to see which share can actually be spent.

Traditional accounting is not inadequate, but it looks backward. For the ongoing allocation of money in everyday business, that is often not enough.

Typical situations that result from this:

  • Revenue grows, but liquidity remains tight.
  • The tax bill regularly causes stress.
  • The VAT has in fact already been spent.
  • The owner’s salary is drawn irregularly.
  • Investments are paid from the current account balance instead of from a plan.
  • Only the annual financial statements show whether a profit was actually made.
  • The accounting is correct, but does too little to help with allocating money in everyday business.

The visible account balance can therefore lead to wrong decisions. An expense appears financially affordable, even though the money is already needed for taxes, salaries or other obligations.

Ein modernes Treuhandbüro mit einem Laptop, der Buchhaltungssoftware zeigt, betont effiziente Steuerberatung und Verwaltung.

Benefits and features

Smart Profit works on a business-specific basis and expands our cooperation.

Ein Laptop zeigt eine Finanzübersicht, ideal für Treuhanddienste, während ein Taschenrechner bereit für die Steuerberatung liegt.

Profit overviews

A defined share of income is deliberately reserved as profit.

Profit is therefore not just a calculated result in the income statement. It becomes visible as a separate financial position and is protected from spontaneous operating expenses.

The profit reserve can serve, among other things, to:

  • build financial stability
  • prepare distributions
  • create reserves
  • compensate for entrepreneurial risk
  • finance growth from your own funds

Whether and when reserved profits are used or distributed is decided taking into account liquidity, legal form and company planning.

Ein Stapel Dokumente repräsentiert professionelle Treuhanddienste und Steuerberatung für Ihre finanziellen Anforderungen.

Have taxes set aside

Tax payments are taken into account early in the allocation of money.

Instead of having to finance the entire tax burden only when the final bill arrives, a realistic share is reserved on an ongoing basis.

The amount required depends, among other things, on:

  • Legal form
  • Company profit
  • personal situation
  • Canton and municipality
  • existing advance payments
  • expected changes in the financial year

ONE! Treuhand regularly aligns the tax reserve with current business performance.

Das Bild zeigt eine professionelle Dokumentenverwaltung von ONE! TREUHAND, ideal für effiziente Steuerberatungslösungen.

Secure VAT

VAT collected is not automatically freely available money.

Smart Profit separates the expected VAT burden from the remaining operating funds. It does not simply block a flat share of revenue.

The factors taken into account include:

  • applicable tax rates
  • Input tax
  • Accounting method
  • taxable and exempt services
  • previous VAT returns
  • seasonal fluctuations

The VAT reserve is aligned with your actual accounting.

Ein Fachmann steht im Konferenzraum einer Treuhandfirma, bereit für kompetente Steuerberatung.

Set the owner’s salary

Your own compensation also has a fixed place in the system.

Many business owners pay themselves irregularly or withdraw money depending on the current account balance. This mixes private needs with business liquidity.

Smart Profit creates a clear structure for:

  • Owner’s salary
  • Private withdrawals
  • personal social insurance
  • private tax reserves
  • Distributions

The specific arrangement differs for sole proprietorships, GmbHs and AGs.

In einem modernen Besprechungsraum zeigt ein Laptop Finanzanalysen, ideal für Steuerberatung und Treuhand-Services.

Monitor operating expenses

Once profit, taxes, VAT and owner’s salary have been taken into account, a clearly defined share is available for ongoing operating expenses.

These include, for example:

  • Salaries, rent and suppliers
  • Vehicles and insurance
  • Marketing or software
  • external services
  • ongoing investments

If the available amount is regularly insufficient, Smart Profit provides an important signal.

Ein Team bespricht komplexe Steuerfragen in einem modernen Treuhand-Büro, um effiziente Finanzlösungen zu entwickeln.

ONE! Treuhand support

Digitally and in real time, we can handle your accounting, CFO mandates or tax advice for you and thus ensure maximum efficiency:

  • fast data reconciliation
  • no nasty surprises
  • more potential for tax savings
  • clearer work
  • faster handling of mandates

You use a simple platform, and we can secure your company financially, plan liquidity in advance, warn you about tax traps and provide financial statements within every deadline.

More than numbers: a financial system for business owners

Do you want more profit and financial clarity?
As a client of ONE! Treuhand, you receive the Smart Profit System, a simple financial system that lets you actively manage profit, taxes and liquidity.

It helps you structure income sensibly from the start, instead of only seeing what is left at the end of the month or year.

The system is not a separate product but an integral part of our ongoing support at ONE! Treuhand.

 

How Smart Profit works in your everyday business

Smart Profit is not an isolated tool with an additional login, another subscription and a long setup phase. The system is part of your ongoing support from ONE! Treuhand.

As a result, the allocation is based on your actual accounting data rather than on general standard values.

We support you with:

  • Analysis of your income and costs
  • Definition of realistic allocation rates
  • Setup of the financial areas
  • Alignment with financial accounting and VAT
  • Planning of tax reserves
  • Structuring of the owner’s salary
  • Control of operating expenses
  • regular adjustment of the rates
  • Discussion of financial deviations

Other systems provide you with features. Smart Profit combines a clear method with a person who knows your figures and develops the implementation further together with you.

 

Every incoming payment is allocated according to a clear system

With Smart Profit, every relevant incoming payment is allocated to different financial areas according to fixed percentages.

The core areas are:

  • Profit
  • Taxes
  • VAT
  • Owner’s salary
  • Operating expenses

The percentages are not applied across the board. ONE! Treuhand analyzes your existing accounting, your cost structure, your legal form, your tax situation and your financial needs.

On this basis, an allocation is defined that suits your company.

Dynamic data instead of static pitfalls:

Companies change. Revenue rises or falls. Employees are hired. New investments arise. Prices, rents and other operating costs change.

That is why the Smart Profit rates are regularly reviewed against your actual figures and adjusted if necessary.

The system grows with your company.

Ein modernes Treuhandbüro mit einem Laptop, der Buchhaltungssoftware zeigt, betont effiziente Steuerberatung und Verwaltung.

What you can expect at ONE! Treuhand

Icon mit einer Uhr zum Zeit sparen

100% individual

No standard templates.

Smart Profit is tailored precisely to your real company figures and your ongoing financial accounting, not to isolated estimates. If your business changes, we adjust the rates flexibly.

Icon mit Geldscheinen zum Geld sparen

Dedicated contact person

Personal, digital and transparent.

You work directly with a person who knows your business and your accounting well. For specialist questions (taxes, payroll, CFO advice), our entire team of specialists is seamlessly at your side.

Icon mit einem Schutzschild für Sicherheit

No contract lock-in

Full flexibility.

No minimum term, no notice periods. We convince you through quality, measurable results and uncomplicated cooperation, not through restrictive contracts.

Smart Profit, financial software or Excel?

Software and spreadsheets can record, calculate and display figures. Smart Profit takes a different approach.

The system combines a simple financial method with your ongoing accounting and personal advice.

The following comparison shows Smart Profit, traditional financial software and Excel in terms of effort, cost, timeliness and advice.

Who and whatSmart ProfitSoftwareExcel etc.
PurposeActively structure income and set financial prioritiesRecord, plan and evaluate financial dataCreate individual calculations and overviews
SetupSet up with you based on your actual company figuresMust be configured or implemented by a partnerMust be built entirely by yourself or is based on templates
Managing profitsProfit is treated as a separate area from the startProfit is often shown through reports or budgetsOnly available if you create the corresponding formulas and processes
TaxesTax reserves are aligned with business performanceCan be planned, but require correct assumptionsMust be calculated and updated manually
VATLinked to the actual accounting and VAT returnCan be evaluated using the relevant featuresMust be tracked independently or handled with formulas
Owner’s salaryPlanned as a fixed part of the money allocation (variable)Can be budgeted, but errors are commonMust be planned manually; variables are harder to add later
LiquidityMoney is structured according to its intended useForecasts and dashboards can show cash flowsLiquidity overviews must be maintained by yourself
Personal adviceA dedicated ONE! Treuhand partner is always on handAvailable separately or limited, depending on the providerNo professional support
AdjustmentRates are reviewed based on actual developmentsFeatures and rules can be configuredHigh flexibility, but high maintenance effort
AutomationProcesses are integrated into ongoing supportExtensive options, depending on the softwarePossible via n8n and scripts, but usually not in use because a great deal of expertise is required
Error controlReconciliation with ongoing accountingChecks based on the stored data and rulesFormulas and entries must be checked by yourself
ComplexityApplication proven in practice and improved with clients, with direct support and joint workDepending on the range of features, can even be too extensive and cause unnecessary costsStarts simple, quickly becomes confusing as requirements grow

The advantage of Smart Profit

Extensive software is usually not used to its full range of features. Excel, on the other hand, is enough at the beginning, but becomes too cumbersome as the company and its revenue grow, and causes errors.

That is why Smart Profit is part of the ongoing support from ONE! Treuhand. Accounting, allocation and advice mesh directly.

You save time and money, enjoy simple cooperation and speed up all processes with a competent partner for your company finances.

No additional software that you have to operate on your own

One system, one shared interface and therefore full control.

Tax returns, financial statements, payroll accounting, profit carryforward calculations and VAT returns can be processed quickly, completed and sent to the authorities.

Deadlines are met, quick reports are immediately at hand and the quality of our advice improves even further!

Which companies is Smart Profit suitable for?

Smart Profit is particularly suitable for the self-employed and SMEs that generate revenue but want to gain more control over profit and liquidity.

Typical starting situations are:

  • The business account is well filled, yet bottlenecks occur regularly.
  • Taxes and VAT are not systematically reserved.
  • The owner’s salary fluctuates greatly.
  • Operating expenses rise with revenue.
  • Profit is only visible in the annual financial statements.
  • Financial decisions are made based on the current account balance.
  • There is no simple connection between accounting and business management.

Smart Profit can be used by, among others:

  • Sole proprietorships
  • GmbHs or AGs
  • Consulting firms and agencies
  • Craft businesses
  • Restaurants and hospitality businesses
  • Recruitment agencies
  • Service companies
  • growing SMEs

The specific implementation always depends on the legal form, business model and financial starting position.

But doesn’t Smart Profit then replace my entire financial software?

No. Financial software can be very powerful for accounting, budgeting, liquidity planning and reporting. Smart Profit is therefore not in competition with your accounting system.

The difference lies in how it is used. Software provides features.

Smart Profit:

  • gives your income a clear structure
  • combines this with personal fiduciary advice
  • allows faster cooperation
  • increases efficiency and reduces paperwork

This turns our service into a digital system that supports you and speeds up our work.

Zwei Fachleute besprechen Finanzdokumente im Treuhandbüro, was präzise Steuerberatung gewährleistet.

4 SIMPLE STEPS

This is how we set up Smart Profit for your company:

Taking stock, setting target values and scope, integration and control.

 

1

Analyze figures and the financial starting position

We review your income, fixed costs, variable costs, liquidity, tax burden, VAT and your owner’s salary to date.

We do not just look at a single month. Seasonal fluctuations and extraordinary business transactions are also taken into account.

2

Define financial areas and target values

Together, we define which areas your company needs.

These usually include:

  • Profit and owner’s salary
  • Taxes and VAT
  • Operating expenses and other variables

Realistic initial allocation rates are then set.

3

Smart Profit integrated into everyday business

The target values result in a simple and repeatable process. You use the system, we use the entered data and receipts, and vice versa.

Two partners, one system and very clear efficiency gains.

4

Review and adjust as things develop

The allocation rates are regularly compared with actual business performance.

If things change, the rates can be adjusted, for example in the event of:

  • Revenue growth
  • new employees
  • higher fixed costs or investments
  • Price changes
  • a changed tax burden
  • new financial goals

This keeps Smart Profit practical and realistic.

You get Smart Profit together with the right support, not on your own

Smart Profit is not an isolated tool that you have to set up and maintain yourself after purchase.

The system is part of the ongoing support from ONE! Treuhand. As a result, the allocation is based on your actual accounting data rather than on general standard values.

ONE! Treuhand supports you with:

  • Analysis of the existing income and cost structure
  • Definition of realistic allocation rates
  • Setup of the required accounts and processes
  • Alignment with accounting and VAT
  • Review of tax reserves
  • Adjustment in the event of growth or cost changes
  • regular discussion of developments
  • Identification of financial bottlenecks

Other systems give you features. Smart Profit uses digital cooperation, proven logic and a contact person who applies it together with you.

Why Smart Profit moves companies forward:

Profit becomes predictable: Profit is no longer just the random result after all expenses. It is planned as a deliberate part of income.

Tax payments lose their element of surprise: Regular provisions reduce the risk that tax or VAT payments have to be financed from current liquidity.

The owner’s salary becomes structured: Private withdrawals follow a clear plan instead of the current account balance.

Operating costs are visibly limited: Smart Profit shows early on when ongoing costs no longer match the available income structure.

Financial decisions become easier: Before an expense, you can see whether free operating funds are actually available.

Accounting and business management mesh: The values determined in accounting are used to continuously review allocation rates and financial goals.

Why we introduced Smart Profit:

In our work with clients, we repeatedly found that the tools in use were either too expensive and provided far too many features, or simply did not deliver what clients expect when working with their fiduciary.

Smart Profit is deliberately simpler, more behavior-oriented and directly integrated into your personal fiduciary support.

We wanted to create a platform that simplifies our cooperation and gives clients exactly the kind of digitalization that is legally correct and makes things simpler in practice.

Which results can Smart Profit support?

Smart Profit is not a guarantee of a specific profit.

The system does not automatically change your prices, costs or revenue. However, it creates a clear structure that can make financial problems and options for action visible earlier.

Smart Profit helps you to:

  • reserve profit deliberately
  • assess available operating funds more realistically
  • prepare tax and VAT payments
  • structure your owner’s salary
  • prioritize expenses more strongly
  • identify cost problems earlier
  • make decisions based on clear financial areas

The actual economic effect depends on your starting position, your cost structure and the consistent implementation of the agreed processes.

Ein Laptop zeigt eine detaillierte MWST-Abrechnung, ideal für präzise Steuerberatung und buchhalterische Aufgaben.

Ready for clear figures and less effort?

Start with a non-binding initial consultation and get to know ONE! Treuhand personally.

  • Save time through digital processes
  • Save money through a clean tax structure
  • Gain certainty through qualified professionals
  • Personal contact person instead of a hotline

 

Ein Treuhänder sitzt im modernen Konferenzraum, bereit für Finanzberatung. Keywords: Treuhand, Steuerberatung, Professionalität.

Rodolfo Intaglietta | Managing Director

Treuhänder mit eidg. Fachausweis (Swiss fiduciary with Federal Diploma of Higher Education) &

Diplomierter Experte in Rechnungslegung und Controlling (Expert in Accounting and Controlling with Advanced Federal Diploma of Higher Education)

Location: Zurich-Glattbrugg

Email: welcome@onetreuhand.ch

Phone: +41 44 533 34 25

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Frequently asked questions about Smart Profit

We have compiled many questions from everyday business for you here.

 

What is Smart Profit?

Smart Profit is a financial method from ONE! Treuhand in Zurich in which every incoming payment is allocated to profit, taxes, VAT, owner’s salary and operating expenses according to fixed percentages.

The system combines your ongoing accounting with a clear method for handling money.

Is Smart Profit software?

No. Smart Profit is not a separate accounting program.

It is a financial method that ONE! Treuhand sets up together with you and supports on the basis of your accounting.

Can I also buy Smart Profit separately?

No. Smart Profit is part of the ongoing support from ONE! Treuhand.

The method is deliberately linked to accounting and personal advice, because the allocation rates are based on your actual company figures.

Does Smart Profit replace my accounting?

No, the system complements your accounting.

Accounting records and documents your business transactions. Smart Profit uses these figures to structure profit, reserves, owner’s salary and available operating funds in day-to-day business.

What happens if there is not enough money for operating expenses?

In that case, Smart Profit shows that financial action is needed.

Together, we check whether:

  • operating costs are too high
  • prices should be adjusted
  • individual services are unprofitable
  • processes can be improved
  • income needs to be increased
  • the allocation rates should be adjusted temporarily

Depending on the starting position, we advise you and develop suitable measures.

Does Smart Profit work for sole proprietorships?

Yes. For sole proprietorships, private withdrawals, personal tax reserves and the separation of business and private funds are given particular consideration.

Companies of every other size also benefit from the Smart Profit System.

Can Smart Profit be used with my existing accounting software?

Yes. Smart Profit can be used alongside your existing accounting or invoicing software.

The main purpose of Smart Profit is to speed up and simplify the cooperation between you and ONE! Treuhand.

Who is Smart Profit not suitable for?

For very small companies with hardly any incoming or outgoing payments, the system is hardly worthwhile. Private individuals with a small side business also benefit little.

As soon as you use tax advice, a CFO mandate or another service from ONE! Treuhand, the system becomes interesting.

Find out more about it free of charge. Our team will be happy to help.